Friday, October 28, 2016

Obamacare Working As Designed + SM Review-Preview 63

Obamacare rates soared. No crap. Seriously, if you expand the pool of eligible and get more sick than healthy using health care, you need to jack up rates. Oh you want to remove the pre-existing condition? Sorry, but that costs money. Since implementation rates have gone up, and if they did NOT go up, it is because employers slid all of their employees to "high deductible health care plans". I like HDHC plans because they come with HSAs, and you can control how dollars are spent. That was the biggest way employers kept rate increases down. Insurers were forced to an 80% loss ratio level. That kept increases suppressed a bit, but now that is gone, so they can jack rates up to where they should be with a proper loss ratio.

Sorry, this was a duel. I have written on this before, but the duel was between the mega-insurers and the progs. Mega-insurers wanted a mandated system that 3 or 4 insurers (notice all the mergers in insurance) would manage for a profit. The mandate was the entire deal sealer for them as it would force everyone in like a nationalized system, but they'd rake in money. The progs wanted something that would satisfy the insurers to keep the money flowing for campaigns while simultaneously hamstringing the system and fucking people over to then have them begging for a solution, which the media would say was nationalization.

I sent tweets to Michael Tracey, who seems a good idealist lefty, about how any moron in journalism could have spoken to any professional in insurance and learned all of this years in advance. Instead the entire media industry used the same prog approved experts who all surprisingly agreed Obamacare would work. Yup, this is why you fail. You do not work in a serious industry, and you all are regime press hacks. Go on LinkedIn for ten minutes and find pricing professionals in the industry for an expert opinion. Even ex-frat boy and ex-sorority babe brokers would have walked a journalist through the problems seven years ago, but NO ONE ASKED THEM. The media had to sell Obamacare, not debate it. I'm no longer on Facebook anymore but Michael, shhh, you and I had mutual friends. Could've messaged me.

The slide that has been happening and will continue is top notch docs and service for the higher end while the masses on government programs get imported 3rd world doctors to process them. Sorry, but you government dependents voted for it. This will not last as even the socialized plans have horrendous problems and talk of trying to limit cost overruns. Death panels work so well that Europeans live a long life, as long as they don't get cancer. Nationalized health care may never come though, because if it does, so will tort reform. I doubt the Democrats' major donors (lawyers) will allow that.


Last week, I wrote on the problem of muddied experience in modern America. Screen time is causing people's minds to melt a bit. Weimerica Weekly was a book recommendation. Seems to have struck a chord. Please listen.

Next week I will write on how far the left has drifted since 2000, and a way to prove it to your skeptical centrist friends. Weimerica Weekly might be on a goofier subject. Someone sent me some links to a total lunatic that gets published by the NY Times.

Thursday, October 27, 2016

WW1: Italian Soldier In Full Gear

The similarities are there from WW1 to modern warfare. The packloads are similar as are the basics. He's gotta hump it through the field of fire and countryside. When you see this picture though, you can understand why people viewed scouts and scouting as proto-military organizations for young men. Hiking, camping and enjoying the woods is something Western men should return to for weekend activities. 

Wednesday, October 26, 2016

Social Matter - Weimerica Weekly - Three Comrades

New Weimerica Weekly is up at Social Matter. A lot of readers and listeners have asked for book recommendations about Weimar Germany. Aside form dry historical books, check out this novel. The echoes of Weimerica are pretty strong. This is a fantastic read.

Tuesday, October 25, 2016

A Note on New England TFR

There are news articles that comment on the lower fertility rate in not just Europe and japan but in America. It's the one social problem that the progressives does not think has a government solution. We'll just use immigration to fix our social welfare Rube Goldberg schemes! This is another one of those problems that points to the hole in the soul of Western man.

The United States only has a TFR of 1.9, sub-replacement. Broken down by race, it's really just Hispanics on a growth pace at 2.4. Another dissident rightist has explained the only people forming families consistently and having growth TFRs are Hispanics and Amerikaner whites. There is some r-selection vs. k-selection going on, as Jayman has shown dysgenics in American blacks. Whites do tend to have some "planning" and do not just spit out kids in bug infested inner city hovels. They say things like "let's have a house before we have a kid". It is forward thinking sentiments. There is an argument that whites may be dropping their fertility due to being bundled in a nation with now 1/3 non-whites. Have fewer kids but guarantee they don't fall into the underclass and that misery.

There is more to it. I agree with all of those ideas that others point out, but there is a region spared most of this pain that has seen tanking TFRs: New England. Check the list of US states by TFR. New England's six states are the bottom six for states on that list. Regional TFR most likely 1.6, which is on par with Japan, Italy and Germany. These states avoided the immigration flood of other states. These states are overwhelmingly white. Outside of specific areas in Massachusetts and Connecticut, the cost of living is affordable. Much of New England enjoyed a boom in education and FIRE industry employment.

The problem is this is where secular states with broken civic institutions end up. This is when atomization sets in, and few have a good connection not just to the past but to even their own families and immediate communities. Hedonism pushes this down, and that is tied to the old Pied Piper of "If God ain't real, neither is hell, so live it up". The chase for maintaining teenage interests continues in an extended adolescence. Travel becomes a substitute for fulfillment. Cruise any social media outlet for the single white woman meeting shamans and mystics in South America for the "greatest spiritual experience" in their lives.

This is not all of it but very few problems are single variable and kids are not for everybody. This hits just enough of those New Englanders on the margin. There are no churches, and if there are, they do not attend, to remind them of the past on the walls and future in the pews. Their families are smaller, disconnected and interactions are replaced with their television and Internet media consumption. Their mindspace is to those electronic tribes. Who has time to visit Gramma in the nursing home and possibly kickstart their drive for kids?

Their fun is too much to give up. How are they going to do cosplay with a kid? How are they going to take two vacations a year with a kid? They'd have to wait for their kid to go to bed before having sex? These are the same people that joke about Adele needing a new break-up to write more great songs without stopping to think if Adele giving birth could inspire amazing lyrics. They even ask each other why there are fewer Little League districts and teams in the state? How can that be? This is how disconnected from performing the basic function of species survival prog whites have become.

Just one more vacation. Just one more cosplay. Just one more cat gif. I don't have time for kids. Wait, why am I now alone for the last 30 years of my life?

Monday, October 24, 2016

The Average American

The average American is overweight and just 10lbs or so from being obese.

The average American household income is $51K. The average American worker makes $30K annually.

The average American household is 2.6 people.

The American GDP per capita (person) is listed as 53K. The average household has 51K to spread between 2.6 people. Hmmmmm.

The average American lives paycheck to paycheck, in fact 3/4 do.

The average American does not have $500 saved to cover an emergency, in fact 2/3 don't.

The average American has $5,000 saved for retirement.

The average American reads 19 minutes per day.

The average American watches 5 hours of TV a day and 11 hours per day with all media.

The average American has a smartphone (68% do).

The average American eats 2500+ calories a day... or is it 3,700 calories per day?

The average American sleeps 6.8 hours per night.

The Average American performs 17 minutes of fitness activities per day.

The average American has sex 127 times per year, but that is misleading because...

The average American adult is not married.

The average American single has sex 49 times per year, average domestic couple has sex 146 times per year, and the average married couple has sex 98 times per year. (see

The average American reports being satisfied with their sex life (48%).

The average American knows someone addicted to painkillers.

Combining percentages of use, the average American has either been prescribed an antidepressant or a painkiller this year.

The average American can't name one Supreme Court Justice, in fact 2/3 can't.

The average American can't name the three branches of the government, in fact 2/3 can't. 1/3 can't name ONE BRANCH.

The average American child doesn't live in a traditional family (two married parents in first marriage).

In summary, the average American is overweight, bordering on obese. They make $15 per hour and have nothing saved for an emergency and barely anything for retirement. This might be due to spending money on the 3700 calories that they eat per day. They do have a smartphone. Thank God! Because how else will they consume 11 hours of media a day. They consume so much media and food that they barely have half an hour for reading and exercising and even sleep less because of it. Despite all of this media consumption, they can't name one of the 9 priests that rule the nation nor the form of their government. Remembering how their government is formed and ruled might be hard for them to focus on with the tremendous pain and depression in their lives that causes them to seek pharmacological remedies. Sadly, the average American faces this struggle alone.

Sunday, October 23, 2016

Social Matter - Escaping Muddied Experience

New essay up at Social Matter. This on is on the idea that the search for authenticity and the urge to unplug is a natural reaction to our current tech situation and it is not new. Others have dealt with this and sought an exit to reconnect with the world and have true experiences.

Friday, October 21, 2016

Decades in Days + SM Review-Preview 62

"There are decades where nothing happens and there are weeks where decades happen," - Lenin.

It is fair to say this last week is a week where decades happened both at home and abroad. At home, Trump named the beast and dared to say the thing we all know but the system silences: Democrats rig elections. This was followed by James O'Keefe releasing video of Democrats openly admitting they sent violent rioters and protestors to Trump events and bus people to vote stuff. One such leader visited the White House over 300 times and Obama over 40. Is Trump just a tool for the system to ensure Clinton's election? I would have left that as a possibility until the last month.

Trump is laying it all out there. This is delegitimizing the system on air and in homes. The regime press not covering it also indicts the media. Going forward it will all be regime supporters versus everyone else. This never would have happened with any other republican candidate. Without Trump, this never would have happened no matter how blatant. Keep in mind news stations aired interviews with people in '08 who said on air they voted multiple times.

On the other side of the world, Rodrigo Duterte announced the Philippines was now aligned with China and that the US had lost. This is not a piss ant nation in South America, Africa or even the Middle East. This is a firm ally for over 100 years that has over 100 million citizens and is in a strategic location. I will write more on this as this is an amazing coup by the Chinese. They just secured the South China Sea without firing a shot. This is not their only move.

This is also a sign to other Southeast Asian nations that if they want to defect from the USG system, do so. This is similar to Orban's move in Eastern Europe and how now some other Eastern Euro nations are acting different and growing spines. Find the video of Duterte landing in China. He received the full red carpet treatment. This was not just about him or the Philippines. This was a message.

Decades in weeks.

Last week I wrote about the foundations scamming desperate school districts that just want to close "the gap". That hope is now so ingrained that they can be conned easily by foundations. It's private side centralization too. Weimerica Weekly was a guide to dressing as a reactionary.

This week I will tackle experience and the need to reconnect with the real. VR will not be a solution. We are not the first to deal with this problem of the modern world. Weimerica Weekly might be on a variety of things. I have had some good leads sent my way.